«Ынтымақ» несиелеу бағдарламасы 

2 371 рет оқылды, 43 пікір жазылды, 14 11 2017 12:04

Қаржыландыру шарттарының параметрлері Қаржыландыру шарттары
Табыс көзі «Нәтижелі жұмыспен қамту» бағдарламасы Қордың өз қаржысы, жарғылық капиталға тартылған қаржы
Мақсатты топ ауылшаруашылық өндірістік кооперативтер
Бағдарламаның мақсаты сервистік-дайындау және қайта өңдеуші ұйымдарды құру және дамыту ет, сүт, жеміс-көкөніс және басқа да өнімдері бойынша сервистік-дайындау және қайта өңдеуші ұйымдарды құру және дамыту
Мақсатты бағытталу —  сервистік-дайындау және қайта өңдеуші ұйымдар үшін техника және/немесе құрал-жабдықтарды сатып алу;

— айналымдық капиталды толықтыру

—  ет, сүт, жеміс-көкөніс және басқа да өнімдері бойынша сервистік-дайындау және қайта өңдеуші ұйымдары үшін техника және/немесе құрал-жабдықтарды сатып алу, сонымен қатар, мал азығын шығару және дайындау;

— айналымдық капиталды толықтыру

Сома 8000 АЕК дейін 50 000 000 (елу миллион) теңгеге дейін
Қарыздың мерзімі 1) 78 (жетпіс сегіз) айдан аспайды;

2) айналымдық капиталды толықтыруға – 60 (алпыс) айға дейін

1) 84 (сексен төрт) айдан аспайды;

2) айналымдық капиталды толықтыруға – 60 (алпыс) айға дейін

Сыйақы үстемесі жылдық 6% аспайды жылдық 6%;

тиімді табыстылық үстемесі — жылдық 6,7% аспайды

Негізгі борышты/сыйақыны өтеу бойынша жеңілдетілген мерзім техника және/немесе құрал-жабдықтарды сатыпу алу бойынша – 9 (тоғыз) айға дейін;

айналымдық капиталды толықтыруға – 6 (алты) айға дейін

Негізгі борыш пен сыйақыны өтеу мерзімділігі ай сайын/ тоқсан сайын/ жартыжылдықта 1 (бір) рет, несиелеу мерзімі бойынша мерзімнен бұрын жарым-жартылай/ толық өтеу мүмкіндігімен
Өтеу әдісі аннуитеттік (тепе-тең төлемдерді төлеумен)/ дифференцияланған (негізгі борышты тепе-тең үлестермен төлеумен)/ жылжымалы кесте бойынша
Қамту Қоғамның Кепілдік саясатына сәйкес.

Модульдік сүт қабылдау/мал сою бекетін сатып алуға несиелеуде, әрі-қарай сатып алынған бекетті несиені қамту үшін кепілдік ретінде беретін жағдайда, кепілдік құрылымын сақтау қажет емес.

Басқа техника мен құрал-жабдықтарды несиелеуде келесі кепілдік қамтамасыз ету құрылымы бекітілген:

— өтімділігі жоғары/өтімі қамту – 40% кем емес;

— өтімділігі төмен қамту – 60% көп емес (етті, сүтті, жеміс-көкөніс өнімдер бойынша сервистік-дайындау ұйымдары үшін қарыздық қаржыға сатып алынатын құрал-жабдықтар ретіндегі болашақта түсетін мүлік қана)

 

ТИПТІК БИЗНЕС-ЖОСПАРЛАР

2 тонналық сүт қабылдау бекетінің бизнес-жоспары

2 тоннаға сүт қабылдау бекеті бизнес-жоспарына қаржылық моделі

20 мал басына шағын бордақылау алаңының бизнес-жоспары

20 мал басына бордақылау алаңы бизнес-жоспарына қаржылық моделі

Шағын жылыжайдың бизнес-жоспары

Шағын жылыжай бизнес-жоспарына қаржылық моделі

Мал сою бекетінің бизнес-жоспары

Мал сою бекеті бизнес-жоспарына қаржылық моделі

 

«Ынтымақ» бағдарламасы бойынша несиелеу шарттары» ЖАДЫНАМА

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